MoMonkey MoMonkey: Paying Money to Get Your Money...

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September 01, 2005

Paying Money to Get Your Money...

I get charged every time I use my ATM card, and now I get charged an $18 monthly fee when I use the ATM over 8 times in a given month. This doesn't just mean withdrawing money from an ATM machine; it also means every time I go shopping and use it as a debit instead of a VISA. So I call the bank and ask if there's anything I can do to get rid of that stupid fee because I'm charged every single month and you wanna know what her answer was? DON'T USE IT! Can you believe that? And this is a credit union that's supposed to be a better option for consumers?

I do not like big banks like Wachovia or Commerce, but honestly, they don't rake you over the coals with the stupid over 8 withdrawal fees and they have many more locations to tap ATM without being charged extra fees. (Sorry Wendy, I know how much you love credit unions!!) Wachovia, here I come!

Although, I shouldn't be complaining...this sounds very, very trivial compared to what's happening in New Orleans and Mississippi as a result of the hurricane. It breaks my heart to see what's happening there and couldn't imagine going through something like that. I watched the news last night and they have literally thousands of people lined up on the highways waiting for food and water, and shelter. Lives are lost. Homes are lost. Businesses are lost. SAD. There's nothing more I can say about it than that.

Posted by monkeygirl at September 1, 2005 12:45 PM | TrackBack

Comments

I second everything you just said. A big peeve of mine indeed! It's highway robbery!!!

Posted by: kta at September 1, 2005 02:27 PM

Sorry for the frustration and I can definitely see why you feel the way you do but honestly, it sounds as if you're using the wrong ATM machines. There are hundreds of ATMs in Berks County that are fee free to credit union card holders and that's any credit union. If you want to talk about it let me know. The debit vs. credit issue is also one I can explain.

As for Wachovia, watch out. I'm having Andrew switch his accounts from Wachovia because the fees are ridiculous.

Posted by: WB at September 1, 2005 03:50 PM

Hmmm, Wendy... looks like we need to chat before I go switching accounts!

Posted by: monkeygirl at September 1, 2005 10:05 PM

My brother lived in North Carolina for a year and banked with Wachovia, though just a no-frills personal checking account. He said he thought it was one of the best banking experiences he'd ever had, and recommends them highly to me.

Without intending to incite major comment flamage, we are major fans of enormous banks. We have been with U.S. Bank for 5 years, and Bank One for 4 years before that, and have loved every minute -- so easy, so without fees, so many ATMs where we were. But now we must switch because there are none out here on the East Coast. Bank-switching is the worst -- good luck to ya!

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